NEW VEHICLES:
                            100%LOAN         90% LOAN
36 Months                   6.00%              4.50%
48 Months                  6.40%             4.90%
60 Months                   6.80%             5.30%
72 Months                   7.10%             5.90% (25M MIN)

USED VEHICLES:                
(80% OF THE NADA BOOK AVERAGE RETAIL VALUE)
36 Months – 60 Months                      5.95% 

STOCK LOANS:
(85% OF VALUE ON AMOCO STOCK, 75% OF VALUE ON OTHER STOCK)
3.5% ABOVE MAXIMUM DIVIDENDS PAID THE PREVIOUS QUARTER.  MAXIMUM TERM 60 MONTHS.

CD SECURED LOAN:
2.5% ABOVE CD RATE
DEPOSIT FROM OTHER INSTITUTIONS:  3% ABOVE MAXIMUM DIVIDENDS PAID.

SIGNATURE LOANS:
12 Month                         8.75%                     
24 Month                         9.75%                     
36 TO 60 Months   12.15%   
OPEN END               12.15%
**MAXIMUM  SIGNATURE: $15,000.00 **

TUITION LOANS:
10 MO.            6.4%

TAX LOANS:
10 MO.            6.4%                           

HOME EQUITY LOANS:
6.0%    
$50,000.00 MAX

OVERDRAFT PROTECTION
12% 
MAX $3,000

OPEN END
12.15%  
$15,000.00 MAX

SHARE SECURED
2.5% above maximum dividends paid the previous quarter.  Maximum term 60 months.

 

*** Rates effective as of June 1, 2009.
        Rates and Terms are subject to change.

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